Insight & Updates
Stay informed with the latest insights, industry trends, and expert perspectives on self-directed retirement investing.
Answering FAQ about Self-Directed Solo 401(k)s
When people think about 401(k) plans, one word doesn’t always come to mind: “solo.” People associate 401(k) plans with their place of employment—a perk of the job. And you don’t often run “solo” when you’re getting a retirement plan from an employer. But what if you’re self-employed? Then you may want to pursue the solo …
Disqualified Persons in a Self-Directed IRA: What Investors Need to Know
A Self-Directed IRA (SDIRA) can provide investors with expanded retirement investment opportunities beyond traditional stocks and mutual funds. From real estate and private lending to cryptocurrency and private equity, Self-Directed IRAs offer flexibility that many retirement investors find attractive. However, Self-Directed IRAs also come with strict IRS rules — especially regarding transactions involving disqualified persons. …
Can a Precious Metals IRA Help Save For Retirement?
What is the best focus key phrase be for this that would help the SEO, “You already know all about the Roth IRA. You put money into it without taking deductions on those contributions—“after-tax money.” This money can then grow in the account tax-free. (This, of course, assumes you keep the money in valid retirement …
Can You Buy Cryptocurrency With a Self-Directed IRA?
Cryptocurrency has become one of the most talked-about alternative investments in recent years. As digital assets like Bitcoin and Ethereum continue attracting investor attention, many retirement savers are asking an important question: Can you buy cryptocurrency with a Self-Directed IRA? The answer is yes — under certain circumstances, investors may use a Self-Directed IRA (SDIRA) …
Is a Self-Directed IRA Risky? (3 Things Investors Should Know)
“Self-direction” is an empowering concept—but for new investors, it can also sound risky. Why not stick with an employer-sponsored 401(k)? Or choose from the limited stock funds offered by a traditional brokerage? The truth is, every investment carries risk. A Self-Directed IRA simply gives you the freedom to choose which investments go into your retirement …
What Are the Rules for Buying Land with a Self-Directed IRA?
Land. Grass, trees, soil—all things that make wealth feel like a real thing rather than a few digits on a computer. That may be one reason raw land is such a popular investment for many. However, there aren’t so “many” who realize that it’s possible to hold this land within a retirement account. And while …
What Counts as a Prohibited Transaction in a Self-Directed IRA
One thing is clear: a Self-Directed IRA gives investors a lot of power. But that power isn’t limitless. Even though it’s possible to hold a wide variety of assets in a retirement account, that doesn’t mean you can do whatever you like. One key concept is the prohibited transaction. These are transactions that are not …
Why Some Investors Use a Self-Directed IRA for Private Lending
Imagine when there’s turbulence in the markets. Stocks are down and when you check your brokerage account, you see red—and lots of it. But if you have a Self-Directed IRA, you don’t have to watch your portfolio shrink by 5% in a day, because you can own more than stocks. One option that Self-Directed IRA …
What Happens to a Self-Directed IRA When You Retire
Retirement is the goal of a Self-Directed IRA. But you might be surprised how little many investors think about what happens to their account once they reach retirement age. That may be because the answers vary depending on what’s inside your portfolio. So, what happens to a Self-Directed Traditional IRA or Self-Directed Roth IRA in …